Employee benefits typically refer to a variety of plans that organizations offer to their workers. Some benefits may be fully funded by the employer, others may be partially funded or unfunded by the business.

Employee benefit programs offer the following advantages:

• Lower cost
• Stronger employer/employee relations
• The ability to attract and retain good employees
• Enhances employee morale and productivity
• Premiums on employee benefit programs are tax deductible to the employer

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We work with a number of highly respected partners to provide the following employee benefits:

The Massachusetts health care reform law passed in 2006 requires every resident of Massachusetts to carry health insurance coverage, with few exceptions. Employers with ten or more employees must participate in a health insurance program for their workers. Organizations with fewer employees my provide a health insurance plan, but are not required to do so.

The current health insurance system offers many plans and options, for both individuals and employers. As an independent agent, we are here to help you compare health insurance options and put together a program that maximizes value for your business and your workers.

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