At Sullivan, Garrity & Donnelly, we know boats!
We have been insuring all types of sail and power boats for years and we represent carriers that have special programs for boat owners.
Boat programs cover physical damage to the hull, machinery, fittings, furnishings, and permanently attached equipment. They also provide liability protection for injury to others, and damage to the property of others, as well as any legal obligations incurred by someone using the boat with the owner’s permission, subject to the limits and conditions of the policy.
Boating safety is a primary concern of insurance companies and boating organizations. Insurance companies often give premium credit for boat owners that complete boating safety courses offered by the Coast Guard Auxiliary, U.S. Power Squadrons, or the American Red Cross.
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