Because collectible cars and boats have different needs than other vehicles, Sullivan, Garrity & Donnelly, in partnership with Hagerty Insurance, offers an affordable, custom insurance program tailored to the needs of collectors.
Our program can accommodate any owner's needs — from dedicated collectors to someone in love with just one classic. Rates are significantly lower than standard auto and boat insurance policies, plus, everyone handling your account thoroughly understands collector cars and boats.
Policies are underwritten by Essentia Insurance Company - a member of OneBeacon Insurance Group.
To apply for coverage, click here.
The Collectible Car and Boat Program is intended for people who are passionate about cars and boats. In order to offer the best coverage at competitive rates, our underwriters consider usage and storage of the collector vehicles, as well as driving records and regular-use vehicles for all household drivers.
Usage: Vehicles insured must be used on a limited basis such as club functions, exhibitions, organized meets, tours and limited pleasure driving. However, we believe cars are made to be driven, so our policy allows limited pleasure use with no fixed mileage limits.
Storage: Vehicles must be stored in an enclosed and secure structure when not in use. Qualifying storage locations include private residential garages, private pole buildings or barns and rental storage units.
Driver Eligibility: Generally, one or two minor violations or accidents are acceptable for our program. Major violations such as any alcohol or drug related violations or reckless driving are not acceptable if they occurred within the last 3-6 years. All household driving records are subject to review.
Regular-Use Vehicles: All licensed household drivers must have a regular-use vehicle to use for daily driving. Applicants must also maintain regular-use insurance in his or her own name. Motorcycles and public transportation are not considered regular-use vehicles.
Click here to contact us for more information